Andy's Lawyer & The Legality Statement

LEGALITY STATEMENT Presented by Mr. Robert Garner, Attorney at Law, Chief Legal Counsel for Ad Surf Daily, Inc. Garner Law Office – P.O. Box 13002 – Greensboro - NC – 27415 – USA INTRODUCTION

My name is Robert Garner, and I am an attorney and the principle owner of the Garner Law Office in Greensboro, North Carolina. At our Law Office we specialize in corporate, business and real estate law, and my firm represents Ad Surf Daily, Inc., or ASD, which is Andy Bowdoin’s company that operates the Ad Cash Generator business opportunity.

To give you some of my background as an attorney, I am a graduate of the Law School at the University of North Carolina at Chapel Hill, and I’ve had thirty years experience as a North Carolina licensed attorney. I have handled everything from first degree murder cases to million dollar construction litigation. But for the past twenty years, I have primarily represented corporations and security houses, such as stock brokerage firms and investment firms.

Our work includes the handling of public stock offerings, negotiating complex mergers and acquisitions, and the preparation of filings for the Securities and Exchange Commission, also known as the SEC. In case you don’t know, the SEC is a regulatory branch of the US Government created by Congress to protect investors from fraud and other abuses.

In addition to myself, we have other attorneys in our offices who are dedicated to this work with Andy and his company, and who are available at any time to deal with issues as they arise. We are working daily to advance the business plans of Andy’s entire organization, and we are moving forward in a number of positive directions which will benefit everyone involved.

LEGALITY CONCERNS

Now, I want to address the concern that new ASD members sometimes have in the area of the legality of the Ad Cash Generator opportunity. And for the record, I can say that there is no litigation, no threatened litigation, or even any inquiries from any regulatory body about ASD or the Ad Cash Generator opportunity.

Everyone at my law firm understands Andy’s sincere commitment to honesty and integrity in all aspects of his company, and we have given those values the highest level of importance in all our activities as his legal counsel. For the past 2 years now, Andy has directed us to ensure that his company is structurally sound today and tomorrow and far into the future. My staff and I are dedicated to Andy’s vision that his company will continue to rapidly grow bigger and stronger, and will continue to be an industry leader in Internet advertising in the years to come.

LEGALITY OVERVIEW

Now, here is an overview of what ASD and the Ad Cash Generator income opportunity program are doing from a legal viewpoint:

ASD and the Ad Cash Generator opportunity provide businesses a way to advertise on the Internet. It allows them to purchase page views, where their ads can be seen by the general public. At this time, Ad Cash Generator is offering rebates to purchasers of advertising. These rebates function something like “loss leaders” in that advertisers are presented a way to earn their money back, plus a little more, in addition to having their ads viewed on the Internet. If you are not familiar with this business term “loss leader”, it is when a product or service is sold at a very low price or at a loss for the purpose of attracting customers to a retail store.

Not everyone qualifies for the rebates, but for those who do participate, it is a great opportunity for them to expose their Websites to the public, and earn back some of the cost. I should tell you that like all rebates, this offer may be withdrawn at some time in the future, and the opportunity will be gone. However, the special offers will be honored for all who do participate at this time.

These ASD programs are open to everybody. ASD had a program to allow businesses to place ads on the ASD site for viewing by the general public without cost. For others who are seeking wider exposure, there are “ad packages” available for purchase which will guarantee greater numbers of page views, as selected by the advertiser. It is for those people that a rebate program is available now, to recover their cost, and perhaps earn some additional money. As ASD grows and develops, this program may change and improve as well.

COMPANY OPERATIONS

Now, I would like to go over some legal and operational information about ASD as a company.

ASD is incorporated, pays state, federal and all other taxes, and complies with all laws and regulations that apply to it. It provides its contact information, including its physical location, on the Internet. It has customer service representatives who are responsive to customer calls. The customer service representatives are not offshore, they are right here in the United States. To provide even better customer support, ASD has implemented a “ticket” system to allow inquiries via its website, and answers every one within 24 hours, Monday through Friday. The goal is to have zero customer complaints.

In addition, ASD is continuing the expensive work of improving back office operations, so that everything will run more smoothly for everyone. And, as I stated before, there are many other exciting things coming in the future that will benefit everyone involved with the ASD income opportunities.

ASD and its related companies are not selling stock, nor are they seeking investors. Should any of the related companies elect to do so in the future, strict adherence to SEC and state regulations would be observed. At this stage, a stock offering to the general public, in compliance with SEC regulations, is at best only in the talking phase. There are no concrete plans for this right now.

If ASD or its related companies were to offer shares of stock, they would be required to file a registration statement with the SEC. If ASD, or anyone, anywhere were to offer a “security,” which is defined as an investment opportunity, to US citizens, the offering would need to be first approved by the SEC before being legal. The ASD rebate program is designed to respect these regulations. It is not an investment opportunity, and should not be considered as such. ASD is seeking to build up its base of subcontractors who will continue to sell Internet advertising for them, even after the rebate program ends and is replaced with something even more exciting and beneficial. ASD also wants to acquire information about companies that will continue to purchase advertising on the Internet in the future, and ASD is willing to pay for that information through the rebate program.

Because of the rebate program, some people have asked if ASD or the Ad Cash Generator income opportunity is a “Ponzi” scheme or a pyramid. A Ponzi scheme and/or a pyramid are illegal, because they use money from new investors to pay the first investors in the scheme their promised returns. When the base of the pyramid stops growing, the pyramid collapses. While ASD commits a portion of its future revenues to pay rebates, it does not guarantee a return, and the time it takes to earn rebates is affected by the revenue stream in the future. Not everyone elects to participate in the rebate program, and not everyone will earn rebates.

ASD’s Ad Cash Generator business model is not dependent on a base that continues to expand. Plus, ASD is developing other revenue sources constantly. Even more important, the rebates are fixed, and will allow the participants to only earn a set amount, and that amount is based on performance. There is no continuing obligation to pay returns to infinity, as in illegal pyramid programs. Because of these major differences, the Ad Cash Generator business opportunity is not an illegal “Ponzi” scheme or pyramid, and it is not in violation of any SEC laws or regulations.

As the founder and president of ASD, Andy envisions a day in the near future when the company will operate as a premier distributor of Internet advertising, utilizing the information now being acquired to market its services. We understand that Andy’s goal is to follow the example of other broad based companies such as Amway and Avon, and to use the methods they developed to become a recognized leader in providing Internet marketing services.

FURTHER LEGAL QUESTIONS

If anyone has legal questions about the Ad Cash Generator opportunity, I have provided this Legality Statement on the ASD Website that you are now reading. If you cannot find answers to your questions here, you should contact the staff at ASD, or submit a ticket for a written response. For more complex legal or regulatory questions, we ask that you have your attorney contact us for more detailed discussions, and we are happy to take such calls at 336-621-3890. Note: We will only take these legality question calls from licensed attorneys, so please have your attorney call us, not you.

In closing I want to assure you that as a licensed attorney for the past 30 years, I know there is no such thing as a free lunch, meaning you can get paid money for doing nothing in exchange. But, at the same time, I do believe that opportunity still exists, and that steady work and dedication can pay off. We know that ASD is committed to creating an environment where these opportunities can be found, opportunities to earn the money necessary for the challenging economic times ahead and for those who want to achieve even higher long term goals to live a life with much more financial freedom and security for them and their families.

We wish everyone involved with the Ad Cash Generator great success, and we will do our part to help make it happen.